When you use a credit card to make a payment, your receiver still gets paid on time, while you defer the actual outflow of your cash until your card bill is due. This lets you gain up to between 25-55 days credit period depending on the card issuing bank.
How does it work?
The deferment period is depending on 2 factors:
1. The billing cycle of your credit card
2. The grace period given by your credit card/bank issuer to remit the payment.